Retiree Health Care Rates
For non-Medicare eligible retirees
Navigation Sidebar
Health care plan rates for non-Medicare eligible retirees
January 1 – December 31, 2024
The below chart details premium rates for non-medicare eligible retirees. You can use the empty columns to help calculate your monthly premium. If you’re over the age of 65, reference our Medicare Plans page for more information.
Printer-friendly 2024 retiree rate sheets
|
University Health Care Plans |
Total Monthly Premium |
Less University Monthly Contribution |
Retiree Monthly Share |
|
Single |
|||
|
YOUR PPO Plan |
$832.30 |
||
|
YOUR PPO Plan—Lower OOPM (for salary bands less than $68,900 only) |
$839.26 |
||
|
YOUR HSA-Eligible Plan |
$696.06 |
||
|
YOUR HSA-Eligible Plan—Lower OOPM (for salary bands less than $68,900 only) |
$703.73 |
||
|
Retiree and spouse/Domestic Partner |
|||
|
YOUR PPO Plan |
$1,831.02 |
||
|
YOUR PPO Plan—Lower OOPM (for salary bands less than $68,900 only) |
$1,846.30 |
||
|
YOUR HSA-Eligible Plan |
$1,531.31 |
||
|
YOUR HSA-Eligible Plan—Lower OOPM (for salary bands less than $68,900 only) |
$1,548.17 |
||
|
Retiree and Child(ren) |
|||
|
YOUR PPO Plan |
$1,498.07 |
||
|
YOUR PPO Plan—Lower OOPM (for salary bands less than $68,900 only) |
$1,510.60 |
||
|
YOUR HSA-Eligible Plan |
$1,252.85 |
||
|
YOUR HSA-Eligible Plan—Lower OOPM (for salary bands less than $68,900 only) |
$1,266.67 |
||
|
Family |
|||
|
YOUR PPO Plan |
$2,496.76 |
||
|
YOUR PPO Plan—Lower OOPM (for salary bands less than $68,900 only) |
$2,517.60 |
||
|
YOUR HSA-Eligible Plan |
$2,088.05 |
||
|
YOUR HSA-Eligible Plan—Lower OOPM (for salary bands less than $68,900 only) |
$2,111.10 |
||
To calculate your total monthly rate, divide the University’s annual contribution amount by twelve months and then subtract that amount from the total monthly health plan premium.
For example: Your annual contribution is $120. Your monthly UR plan premium is $100.
$120 annual contribution / 12 months = $10 a month contribution $100 monthly premium – $10 monthly contribution = $90 monthly”
|
University Dental Plans |
Monthly Rates |
|
|
Single |
Family |
|
|
Traditional Dental Plan |
$33.70 |
$64.85 |
|
Medallion Dental Plan |
$43.88 |
$84.45 |
University of Rochester contribution reference for non-Medicare eligible retirees
| Legacy 4R Retiree (Hired before 1/1/1996) University Subsidy | |
|---|---|
| Single (U65) | $1,200 |
| Family (U65) | $2,400 |
| Surviving Spouse (U65) | Access to plans only |
| Retirees Hired after 1/1/1996 University Subsidy | |
|---|---|
| Single (U65) | $1,200 |
| Family (U65) | $1,200 |
| Surviving Spouse (U65) | Access to plans only |
Note: Subsidies listed are annual amounts.
Contributions will be reduced for those that retired with part-time eligibility.
For “split” families (one spouse over 65/one spouse under 65) contributions may differ.
Please contact retireebenefts@ur.rochester.edu for assistance.
Please visit rochester.edu/totalrewards and click on Retiree Benefits for information on Medicare eligible subsidy amounts.
Looking for dental plan rates?
Visit our dental plans page for full details and rate information.