Health Care Changes for 2010

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Dental plan changes

Based on employee feedback, the University is making changes to its two dental plans.

Effective Jan. 1, 2011, both the Traditional Assistance Dental Plan and the Medallion Dental Plan will provide extended coverage for some dental services.

Effective Jan. 1, 2011, both the Traditional Assistance Dental Plan and the Medallion Dental Plan will provide extended coverage for some dental services.

Coverage under both plans has improved—now providing coverage for up to 80 percent for basic services, such as fillings and extractions.

“There’s still 100 percent coverage for preventive care if it’s provided by a participating Excellus BCBS dentist,” says Chuck Murphy, associate vice president for human resources. “We feel that is very important for employees and this also underscores our focus on prevention and wellness.”

Also new this year:

• Those enrolled in the Traditional Dental Assistance Plan will contribute to the premium for 2011 through pre-tax payroll deductions. Prior to 2011, the traditional plan was provided to employees and their families at no cost to the employee.
• Dental coverage will extend for enrolled children until age 26. Although federal Health Care Reform does not require it, the University is using the
  same definition for children that applies to the medical plans.
• Under the 2011 Traditional plan, major restorative services, such as crown restoration, will be covered at 15 percent after the deductible is met. In 2010, the services were reimbursed at an average of 30 percent.

If you’re already enrolled in either dental plan, you will continue to be enrolled unless you decide to change plans or waive coverage. New employees’ dental coverage will be waived if they do not make an election to enroll in one of the two plans.

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